Frequently Asked ELT Questions

The following questions and answers relate to vehicle financing and lienholder industry lingo, jargon, terminology and definitions of words and phrases. After reading through our California Electronic Lien and Title FAQs, should you still have questions, please call 1 (888) 675-7477 or write to us.

  • What is an electronic title (e-title) in California?

    An electronic title in California refers to the document/instrument that proves ownership of a motor vehicle, mobile home, or vessel in the exact same way that a paper title proves ownership. Throughout 2014 and as of January 2015 the California DMV transitioned to a California ELT system that requires lienholders to store and manage the liens placed on titles to vehicles, vessels and mobile homes electronically.


  • What is an electronic lien (e-lien) in California?

    An electronic lien in California refers to a lien on a vehicle, vessel, or mobile home that is stored in digital format on our secure servers. Prior to using the California Electronic Lien and Title system that became mandatory in 2014, lienholder information was printed on the paper title.


  • What is an Electronic Lien Title (ELT)?

    An Electronic Lien Title, also referred to as ELT, refers to a title (to a motor vehicle, mobile home or vessel) that is stored electronically on our servers that also has a lien attached to it.


  • What is an ELT Lienholder?

    An ELT lienholder is a business that manages its liens electronically with the California Electronic Lien and Title system.


  • What is the difference between an electronic title (e-title) and an Electronic Lien Title?

    A California electronic title is a title that is stored electronically. An Electronic Lien Title is a title that is stored electronically that also has a lien attached to it.


  • Is California ELT the same as California Electronic Lien and Title?

    California ELT is our company name. California Electronic Lien and Title is the name that the California Department of Motor Vehicles uses to refer to the regulation requiring businesses that finance vehicles in California to store their liens and titles in electronic format. California ELT serves the purpose of providing businesses with California Electronic Lien and Title service.


  • Is ELT the same as California ELT?

    ELT is an acronym for Electronic Lien and Title. California ELT is the name of our business that provides businesses that finance vehicles in California with the ability to store vehicle liens and vehicle titles electronically.


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